How the Bonus Bank Fills Up in Garden Pass

The Bonus Bank only activates after all regular Garden Pass rewards have been completed. From that point on, extra pass points no longer unlock new rewards and are instead gradually converted into coins inside the Bonus Bank.

The system appears to work with a fixed ratio. Every 10 pass points add 100 coins to the Bonus Bank.

This means:

• 50 pass points add 500 coins
• 100 pass points add 1000 coins
• 250 pass points add 2500 coins
• 500 pass points fully fill the Bonus Bank to 5000 coins

When It Starts Filling

The Bonus Bank does not fill while the regular Garden Pass progression is still active. First, all main stages must be completed, and only then do new pass points begin to be stored as coins.

This is why the Bonus Bank usually appears only near the end of the pass progression, after the normal reward path has already been completed.

How It Fills Faster

The filling speed depends on how many pass points a player continues earning after completing the pass. The more levels and objectives completed, the faster the Bonus Bank fills up.

That final stretch often depends on how well a player manages saved tools, boosters, and extra weapons without burning through resources too early.

When the 5000 Coins Are Given

The coins are not awarded immediately when the Bonus Bank reaches 5000/5000. They remain stored until the Garden Pass event ends, and only then is the final reward claimed.

What This Means in Practice

The Bonus Bank works as an extra reward system for players who continue playing actively even after completing all Garden Pass rewards. The more progress generated after pass completion, the more the Bonus Bank fills until it reaches the 5000-coin limit.

Because of that, the real question is not only how fast the bank fills, but also when to keep pushing without spending more coins than the final reward is worth.